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Flexible Working Capital with Proto Financial Corp's Merchant Cash Advance
At Proto Financial Corp, we understand that businesses need quick, reliable funding to grow, adapt, and thrive. Our Merchant Cash Advance (MCA) program is a fast and flexible financing solution designed for business owners who need access to capital without the hassle of traditional bank loans.
A Merchant Cash Advance isn’t a loan-it’s an advance based on your business’s future revenue. We purchase a portion of your future sales and provide you with a lump sum upfront, which you repay through a small percentage of your daily credit card or bank deposits.
- Purchasing inventory or equipment
- Covering payroll or operational costs
- Expanding your location or services
- Managing seasonal slowdowns
- Handling emergency expenses
- Covering payroll or operational costs
Fast Funding: Get approved and funded in as little as 24 hours
Flexible Amounts: Access between $5,000 and $200,000
High Approval Rate: We focus on business performance, not just credit score
Simple Repayment: Payments align with your sales volume, so you pay more when business is strong and less when it's not
Minimal Documentation: Just provide 4-6 months of business bank statements to get started
Submit a quick application with basic business details
A dedicated account specialist will tailor funding options to your needs
Once approved, funds can be deposited as soon as the next business day
At Proto Financial Corp, we’re committed to helping businesses move forward confidently and quickly-with funding solutions that work with your cash flow, not against it.
Proto Financial Corp was founded in 2016 with a clear purpose to provide best financial solutions to small businesses.