Merchant Cash Advance

MCA

Merchant Cash Advance

Flexible Working Capital with Proto Financial Corp's Merchant Cash Advance

At Proto Financial Corp, we understand that businesses need quick, reliable funding to grow, adapt, and thrive. Our Merchant Cash Advance (MCA) program is a fast and flexible financing solution designed for business owners who need access to capital without the hassle of traditional bank loans.

Why Choose a Merchant Cash Advance?

A Merchant Cash Advance isn’t a loan-it’s an advance based on your business’s future revenue. We purchase a portion of your future sales and provide you with a lump sum upfront, which you repay through a small percentage of your daily credit card or bank deposits.

This option is ideal for:

Purchasing inventory or equipment

Covering payroll or operational costs

Expanding your location or services

Managing seasonal slowdowns

Handling emergency expenses

PROTON FINANCIAL CORP

Key Benefits with Proto Financial

  • Fast Funding: Get approved and funded in as little as 24 hours

  • Flexible Amounts: Access between $5,000 and $200,000

  • High Approval Rate: We focus on business performance, not just credit score

  • Simple Repayment: Payments align with your sales volume, so you pay more when business is strong and less when it's not

  • Minimal Documentation: Just provide 4-6 months of business bank statements to get started

How It Works:

Three Steps to Funding Your Future

Proto Financial is committed to providing scalable and sustainable financing to help small businesses succeed. We offer a simple business loan application process, tailored lending solutions, and quick access to funds. That’s the Proto Financial Advantage.

What Our Customers are Saying

Proto Financial Testimonials
★★★★★
Professional & honest
"I worked with Hersel, and he was straight-up about what I could expect. No sugarcoating — just results."
– David P., Auto Repair Shop
★★★★★
Team effort!
"Amr and Andrew both checked in with me through the process. It felt like I had partners, not just a lender."
– Jorge L., Logistics Business
★★★★★
Quick, friendly, and efficient.
"I spoke to Rob, and he had everything handled in under 48 hours. That kind of speed is rare."
– Hannah T., Online Retailer
★★★★★
Rob kept it real
"He wasn’t pushy, and I appreciated that. Felt more like advice than sales."
– Sophia K., Daycare Owner
★★★★★
Team effort!
"Amr and Andrew both checked in with me through the process. It felt like I had partners, not just a lender."
– Jorge L., Logistics Business

Find Out How Much Funding You Qualify For

Proto Financial Corp was founded in 2016 with a clear purpose to provide best financial solutions to small businesses.

Speak to a Funding Specialist

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