How much can I qualify for?

To meet the various growth needs of small businesses, we offer financing from $10,000 to $2 000,000 that can be used towards any business purpose, such as business expansion, marketing and purchasing inventory and equipment.

Will a low credit score affect my ability to qualify for business financing?

No, credit is only one of many factors we use for qualification. Other factors such as business revenue, cash flow, type of industry, years in business as well as use of funds can have positive impact on the offers even if your personal credit is not superb.

What are the application fees?

It’s free! You can apply online or call at 917-525-4777 for an instant and zero obligation quote.

What business industry do you consider restricted?

We offer variety of financing options that can suit the needs of businesses in broad range of industries. We are always striving to expand into industries that many other lenders turn away from, so please give us a call to find out if your business can qualify with us.

Do you have to have collateral for a business loan?

No, you do not need to have any assets or collateral to qualify for our business loans.

What sort of documents do I need to provide?

We understand that when opportunities arise, time is of the essence. We like to keep things fast and simple, requiring very little documents. To get an offer, we only require a signed application form, and your most recent 3 months business bank statements.

How quickly can I receive funding for my business?

We understand that when you need funding, you need it fast. Call us or complete our short application form online for an immediate offer. Once you accept our offer, you will be funded that same day or the very next business day.

How can I get approved for a business loan?

Fill out the short application form or call us at 917-525-4777 for an instant quote and approval within 24 hours.

How do small business loans from Proto Financial Compare from other lenders?

With Proto Financial

Eligibility: Based on many factors; overall health of your business

Time in Business: Minimum of 6 months

Application Process: Easy online application, minimal paperwork

Use of funds: Easy to use funds for any business purpose

Access to capital: Same day offer is accepted or next business day


Eligibility: High credit score and credit history to qualify

Time in business: Minimum of 2 years

Application Process: Detailed financial statements and documents

Use of funds: Restrictions on what funds can be used for

Access to Capital: May take days or even a week.